1. Acceptance of Terms
By accessing and using Budgy, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to these Terms of Service, please do not use Budgy.
2. Use License
Permission is granted to temporarily access Budgy for personal, non-commercial use only. This is the grant of a license, not a transfer of title, and under this license you may not:
- Modify or copy the materials
- Use the materials for any commercial purpose
- Attempt to decompile or reverse engineer any software
- Remove any copyright or other proprietary notations
- Transfer the materials to another person
3. User Account
To use certain features of Budgy, you must create an account. You are responsible for:
- Maintaining the confidentiality of your account
- All activities that occur under your account
- Notifying us immediately of any unauthorized use
- Ensuring your account information is accurate
4. Financial Data
Budgy helps you track and manage your financial transactions. You acknowledge that:
- You are responsible for the accuracy of data you input
- Budgy is a tool to assist with financial tracking
- We are not liable for any financial decisions made based on the app
- You should consult with financial professionals for advice
5. AI Features
Budgy uses artificial intelligence to provide insights and categorization. The AI features:
- Are provided "as is" without guarantees of accuracy
- May occasionally produce incorrect categorizations or interpretations
- Should not be solely relied upon for financial decisions
- Are continuously being improved
- Use third-party AI services (OpenAI, Anthropic Claude, Google Gemini)
- Include natural language parsing, receipt OCR, and voice commands
You acknowledge that AI-generated content may contain errors and should be reviewed before relying on it for important financial decisions.
6. Subscriptions and Payments
Budgy offers subscription plans (Pro and Premium) with enhanced features:
Billing:
- Subscriptions are billed monthly or yearly
- Processed through Apple App Store or Google Play Store
- Automatically renew unless cancelled 24 hours before period ends
- Prices displayed in your local currency
Free Tier:
- Limited AI quota (10 requests/month)
- Basic features remain accessible
Refund Policy:
- Refunds handled by Apple or Google per their policies
- Contact us at [email protected] for assistance
- Cancellation does not provide refund for current period
Changes:
- We may modify subscription prices with 30 days notice
- Current subscribers maintain their price until renewal
7. Privacy and Data
Your privacy is important to us. Our collection and use of personal information is described in our Privacy Policy. By using Budgy, you consent to our Privacy Policy.
8. Prohibited Activities
You agree not to:
- Use Budgy for any unlawful purpose
- Attempt to gain unauthorized access to our systems
- Interfere with or disrupt the service
- Upload viruses or malicious code
- Violate any applicable laws or regulations
9. Intellectual Property
The service and its original content, features, and functionality are owned by Budgy and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.
10. Termination
We may terminate or suspend your account and access to the service immediately, without prior notice or liability, for any reason, including breach of these Terms. Upon termination, your right to use the service will immediately cease.
11. Limitation of Liability
In no event shall Budgy, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including loss of profits, data, use, goodwill, or other intangible losses.
12. Changes to Terms
We reserve the right to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.
13. Contact Us
If you have any questions about these Terms, please contact us at:
Email: [email protected]
Website: www.budgy.app
By using Budgy, you agree to these terms and conditions.